In the digital payments age, one of the most widely accepted and most convenient payment methods in India today is the Unified Payments Interface (UPI).
No matter whether you’re a small business operator, a freelancer, or an individual providing services, having your customers have an effortless and secure option to pay is of the essence. One of the best means to achieve such transactions is by implementing a UPI QR code generator.
These tools enable you to generate a customized QR code that directly points to your UPI ID or bank account, so it becomes extremely simple for anyone to pay by simply scanning the code with their UPI app, like Google Pay, PhonePe, Paytm, or BHIM.
How do these tools function? The process is straightforward and hassle-free. You plug in your UPI credentials or bank details into the generator, and it generates a unique QR code associated with your account.
When the code is rendered, customers can scan it using their mobile UPI app, input the amount, and confirm the payment—no more typing UPI IDs or bank account numbers by hand. This not only accelerates the payment process but also reduces the risk of errors and increases security by keeping the sensitive information confidential.
In this blog, we will walk you through the 10 best UPI QR code generators that are secure, easy to use, and ideal for both personal and business transactions.
Why does Your Business Need UPI QR Code Generators?
UPI QR code generators have revolutionized payments in the digital world, particularly for small businesses, freelancers, and even neighborhood vendors. Here are some of the most significant advantages they present:
Easy and Speedy Payments: Customers can now make payments at lightning speed by using a UPI QR code, which is easily scanned by any UPI app—without the hassle of entering phone numbers or UPI IDs manually.
No Setup Cost: The majority of UPI QR code generators are free. They do away with the cost of buying expensive POS machines and are, therefore, suitable for small enterprises or startups.
Quicker Checkout Process: It is much quicker to scan a QR code than to receive cash or input payment information, resulting in shorter queues and faster transactions.
No Contact, No Hassle: Most helpful in a post-COVID era, QR code payments are entirely contactless, keeping you hygienic and minimizing physical contact.
Enhanced Customer Experience: Providing QR-based UPI payments indicates to customers that you’re tech-savvy and provides them with more convenience in the way they pay.
Enhanced Record Keeping: UPI payments are automatically recorded in your transaction history, which makes it easier to monitor income, handle accounts, and keep financial records.
Enhanced Security: Because no physical money is being transferred and sensitive information isn’t being exchanged in the transaction, QR code payments are extremely secure.
Extensive Compatibility: UPI QR codes are compatible across various platforms—PhonePe, Google Pay, Paytm, BHIM, etc.—so customers can use their app of choice to pay.
Custom Branding Options: Certain UPI QR code generators permit you to include your logo, company name, or particular payment notes, which gives it a professional touch.
Scalable for Any Business Size: From a street vendor to a freelancer or a full-fledged business, UPI QR codes can be scaled with your requirements without any added complexity.
List of 10 Best UPI QR Code Generators
1. Tunerpage.com
Tunerpage.com’s UPI QR Code Generator is an online, free tool that allows users to generate customized UPI QR codes for smooth payments.
You can create a QR code supported by all UPI apps, such as Google Pay, PhonePe, Paytm, BHIM, and other banking apps, by putting in your name and Virtual Payment Address (VPA).
The application keeps you private by processing all data in your browser directly without gathering or saving any information.
Features:
- Free UPI QR Code Generation
- Supports All UPI Apps (Google Pay, PhonePe, Paytm, BHIM, etc.)
- No Data Collection or Storage
- Quick and Easy QR Code Creation
- Customizable with Name and UPI ID
- Download and Print Option Available
- Instant Payments via QR Scan
- Secure and Private Processing
Pricing: Free
Website: https://tunerpage.com/upi-qr-code-generator/
2. Digital Inspiration
Digital Inspiration’s free online UPI QR Code Generator is a software that enables the generation of dynamic UPI QR codes with desired amounts.
All popular UPI apps, such as WhatsApp, Google Pay, Paytm, PhonePe, and BHIM, are supported by these QR codes. Your data is protected by the software as all processing is done within your browser and no personal details are stored.
This generator is especially beneficial for traders looking to enable easy transactions since the customers can simply scan the QR code and make payments immediately without paying transaction fees.
Features:
- Free UPI QR Code Generation
- Supports All Major UPI Apps (Google Pay, Paytm, PhonePe, BHIM, WhatsApp, etc.)
- Custom Amount Input for Transactions
- No Data Storage, Ensuring Privacy
- Instant and Seamless Payments
- Ideal for Merchants and Businesses
- No Transaction Fees for Payments
- Works Directly in the Browser
Pricing: Free
Website: https://www.labnol.org/upi#google_vignette
3. Makibul.com
The makibul.com UPI QR Code Generator is a customizable platform for generating individualized UPI payment QR codes with different design possibilities. Users can enter their UPI ID, payer name, and amount to generate a customized QR code as per user choice.
The software provides customization options like choosing corner box styles (square, circle, more rounded), small block styles (square, dots, rounded, classy, more rounded), and incorporating a logo by uploading an image or entering a URL. The QR code can then be downloaded or shared directly for easy payment processing.
Features:
- Customizable UPI QR Code Generation
- Supports UPI ID, Payee Name & Amount Input
- Multiple QR Code Design Options (Corner styles, block styles)
- Option to Add a Logo via Image Upload or URL
- Downloadable & Shareable QR Codes
- Works with All UPI Payment Apps
- Tool Still in Development – Use with Caution
Pricing: Free
Website: https://makibul.com/upi/
4. upiqrcodegenerator.in
UPI QR Code Generator at upiqrcodegenerator. in is an online free generator that enables users to generate NPCI-approved UPI QR codes that support all UPI payment apps like BHIM, Google Pay, PhonePe, and Paytm. Users can create a QR code by inserting information like Name, UPI ID, and a facultative Amount.
Further, the platform provides the functionality to generate QR codes with bank account details for users without a UPI ID. The platform also prioritizes user privacy as it doesn’t collect or transfer any data and ensures the user has a secure experience.
Features:
- Free UPI QR Code Generation
- Compatible with All UPI Apps (BHIM, Google Pay, PhonePe, Paytm, etc.)
- Supports Both UPI ID & Bank Account QR Code Creation
- Customizable with Name and Amount Input
- NPCI-Approved QR Code Format
- No Data Collection or Storage for Privacy
- Instant QR Code Generation for Seamless Payments
Pricing: Free
Website: https://www.upiqrcodegenerator.in/
5. ToolsBro
ToolsBro’s UPI QR Code Generator is an online tool that allows users to generate UPI QR codes for hassle-free payments.
Users can enter their Virtual Payment Address (VPA/UPI ID) or bank account information (Account Number and IFSC Code) and the payee’s name to generate a QR code that is compatible with all popular UPI apps, such as BHIM, Google Pay, PhonePe, and Paytm.
The platform prioritizes user privacy by not storing or gathering any data, providing a secure experience.
Features:
- Free UPI QR Code Generation
- Supports UPI ID & Bank Account-Based QR Codes
- Compatible with All UPI Payment Apps (BHIM, Google Pay, PhonePe, Paytm, etc.)
- Customizable with Payee Name & Amount
- Secure & Privacy-Focused (No Data Collection)
- Instant QR Code Creation for Quick Payments
Pricing: Free
Website: https://toolsbro.in/tools/upi_acc_qr_generator/
6. InstaCollect
Easebuzz’s InstaCollect allows businesses to create custom-branded UPI and Bharat QR codes, making digital payments easy.
The QR codes enable customers to make instant payments through their preferred UPI-enabled apps. The platform offers dynamic QR codes, which allow businesses to modify payment details without altering the current code.
It also offers real-time tracking of transactions for effective account management. Through API integration, businesses can integrate QR code generation into their current systems, making the payment process seamless.
Features:
- Custom-Branded UPI & Bharat QR Code Generation
- Supports Dynamic QR Codes
- Real-Time Transaction Tracking
- API Integration for Seamless Payments
- Secure Transactions with Data Encryption & Fraud Prevention
- Compatible with All UPI-Enabled Apps
Pricing: Customized pricing
Website: https://easebuzz.in/explainers/upi/bhim-upi-qr-code/
7. UPIPE
UPIPE is a website where users can create UPI payment links and QR codes to facilitate smooth payments.
You can create a QR code or a payment link supporting all UPI payment apps by just filling in your UPI ID (VPA) or your bank account number and IFSC code, and optional fields like your name and an amount you choose.
This facility provides for real-time transfer of funds to your bank account with no transaction charge or KYC verification.
Features:
- UPI Payment Link & QR Code Generation
- Supports UPI ID & Bank Account-Based Payments
- Compatible with All UPI Apps
- No Transaction Fees
- No KYC Verification Required
- Instant Fund Transfers
- No UPI Registration Needed for QR Code Generation
Pricing: Free
Website: https://upi.pe/
8. QRCodeChimp
QRCodeChimp’s UPI QR Code Generator allows businesses and individuals to generate personalized UPI QR codes for easy digital payments. Users can enter their UPI ID (VPA), recipient name, currency, amount, and transaction note to get a QR code that is supported by all UPI-enabled applications.
The website provides design personalization features, enabling users to change colors, shapes, and include logos or stickers on the QR code, which increases brand recall and user interaction.
Features:
- Custom UPI QR Code Generation
- Compatible with All UPI Apps
- Design Customization (Colors, Shapes, Logos, Stickers)
- Bulk QR Code Generation via CSV/XLS Upload
- Supports Fixed or Variable Payment Amounts
- Instant Payment Processing
- Enhanced Branding & User Engagement
Pricing:
- Free Plan: USD 0/month, includes unlimited static QR codes, 10 dynamic QR codes, and 1,000 scans per month.
- Starter Plan: USD 6.99/month (if paid annually), includes 50 dynamic QR codes and 10,000 scans per month.
- Most Popular Plan: USD 13.99/month (if paid annually), includes 300 dynamic QR codes and 150,000 scans per month.
- Ultima Plan: USD 34.99/month (if paid annually), includes 900 dynamic QR codes and unlimited scans.
Website: https://de.qrcodechimp.com/qr-code-generator-for-upi
9. VNQR
VNQR’s UPI Payment QR Code Generator enables people to generate reusable, customizable UPI QR codes for smooth payment transactions. Inputting information such as UPI ID (VPA), payer name, payment amount, and other transaction data enables users to generate QR codes that work for all UPI apps.
It has very strong customization capabilities that range from styling options like styles (square, dot, round, heart, diamond), colors, and logos to frames and more. Size, margin, and error correction levels can also be adjusted by users to support optimal scanning functionality.
Features:
- Custom UPI QR Code Generation
- Compatible with All UPI Apps
- Multiple QR Code Styles (Square, Dot, Rounded, Heart, Diamond)
- Customizable Colors, Logos, and Frames
- Adjustable Size, Margin, and Error Correction Levels
- Downloadable in SVG, PNG, JPG, and WEBP Formats
- Optimized for Quick and Accurate Scanning
Pricing: Free
Website: https://vnqr.com/qr/upi
10. FancyQR
FancyQRs’ UPI QR Code Generator enables you to generate personalized UPI QR codes to facilitate smooth payment transactions. Simply input your UPI ID (VPA) and you get a QR code that works with numerous UPI apps like BHIM, Google Pay, PhonePe, Paytm, Amazon Pay, and Apple Pay.
The platform provides extensive customization features, including the ability to add logos (e.g., TikTok, YouTube, Facebook, LinkedIn, WhatsApp, Instagram, Pinterest, Twitter, Snapchat, Gmail, WeChat), color changes, and choosing alternative corner styles and QR patterns to match your brand.
Features:
- Custom UPI QR Code Generation
- Compatible with All UPI Apps (Google Pay, PhonePe, Paytm, etc.)
- Logo Integration (TikTok, YouTube, Facebook, etc.)
- Customizable Colors and QR Patterns
- Different Corner Styles for QR Codes
- Free Online Tool for Businesses and Individuals
- Seamless Payment Processing
Pricing: Free
Website: https://www.fancyqrs.com/upi-qr-code-generator
How to Choose the Best UPI QR Code Generator?
Selecting the right UPI QR code generator is a critical decision for individuals and enterprises looking to facilitate digital payments efficiently. Here’s what features you should look for:
1. Security and Reliability
When selecting a UPI QR code generator, security should be a top priority. Ensure that the platform follows RBI guidelines and implements encryption to protect transaction data. Opt for reputable providers such as banks, government-approved platforms, or trusted fintech companies to avoid potential fraud or data misuse.
2. Ease of Use
The generator must have an easy-to-use process of generating and downloading QR codes. An intuitive interface saves effort and time, allowing businesses and individuals to create codes without any technical knowledge. Search for platforms that offer a smooth experience with fewer steps.
3. Customization Options
Branded QR codes strengthen brand identity and professionalize payments. Select a generator where you can include your business name, logo, and branding factors. Some websites also provide design alternatives and color schemes to match the aesthetic of your brand.
4. Compatibility with Leading UPI Apps
A quality QR code generator should be compatible with all the big UPI apps such as Google Pay, PhonePe, Paytm, BHIM, etc. Do not use platforms generating QR codes only for particular apps because this limits the acceptance of payments from clients using other UPI platforms.
5. Dynamic vs. Static QR Codes
Knowing the difference between static and dynamic QR codes assists in making a proper decision. Static QR codes have permanent UPI details, which should be filled in by the customer manually. Dynamic QR codes, however, auto-fill the amount and are best for companies with variable payments.
6. No Hidden Charges
Most QR generators have free services, yet others might have concealed fees for extra benefits. Verify if there are transaction fees, customization fees, or subscription fees on the platform. Always read the terms and conditions before selecting a generator.
7. Business Tools Integration
For companies, integration with accounting software, POS systems, or e-commerce sites may be useful. There are certain QR code generators that provide APIs to streamline payments and tracking of transactions, which is useful for both online and offline companies.
8. Multiple Payment Options
Some generators support payments other than UPI, like debit/credit cards, wallets, or net banking. If your business has a wide customer base, selecting a multi-payment-compatible QR code generator can enhance convenience and customer satisfaction.
9. Offline Functionality
In areas of low internet connectivity, an offline QR code can be useful. Some generators produce codes that buffer transaction information temporarily and sync up when the internet connection is available, allowing uninterrupted payments.
10. Reporting & Analytics
Payment tracking and analyzing the history of transactions is crucial for businesses. Choose a generator that offers real-time analytics, downloadable reports, and dashboards to track payment trends, assisting with financial planning and audits.
11. Customer Support
Good customer support is important in the event of technical failures or unsuccessful transactions. Opt for a provider with chat, email, or phone-based support so that any issues related to payment are resolved rapidly.
12. Reviews and Reputation
Online reviews and ratings are an important step to take before deciding on a QR code generator. Sites that have good ratings and recommendations from fintech experts will be safe, efficient, and reliable in the long term.
Conclusion
In conclusion, UPI QR code generators have simplified the way we do digital transactions, making it quicker, more convenient, and safer to get paid. No matter if you are an owner of a small business, a freelancer, or simply want to streamline personal transactions, these tools offer a quick fix without any physical infrastructure or complex setup.
The 10 top UPI QR code generators discussed in this blog provide a rich range of features, such as customization, simplicity, and support for multiple UPI apps, making it possible for you to pick one that meets your individual needs. With the rise of digital payments, the use of these generators will not only enhance your payment process but also your customer experience.
FAQs
Can I monitor payments received using my UPI QR code?
Yes, most of the UPI QR code generators have transaction history and analytics dashboards where payments can be tracked to effectively monitor revenue and customer transactions.
How do I obtain a UPI QR code for my business or shop?
You can create a business UPI QR code by using apps such as Google Pay for Business, PhonePe for Business, Paytm for Business, or banking apps by enrolling your merchant account and creating a unique QR code.
How is static and dynamic UPI QR different?
- Static QR Code: The same QR code is utilized in all payments, and the payer has to enter the amount manually.
- Dynamic QR Code: Every transaction generates a new and different QR code with a filled amount, ensuring lower errors and more convenience.
Is there any limit of transactions via UPI QR codes?
UPI transactions are limited according to daily banks’ and NPCI limits, which are mostly up to ₹1 lakh for most users for each day, though some banks can have even lower limits.
Do I require an internet connection to accept payments using UPI QR codes?
The payee needs to have an internet connection in order to scan and finalize the payment. Yet the payee might receive a confirmation of the payment through SMS or bank notifications without needing an internet connection.
